Insurance Coverage and Bad Faith:

Insurance bad faith is a legal term that describes a tort claim when an insured person or company has a claim against an insurance company for its bad faith.  Insurance companies owe a duty of good faith and fair dealing to any individual or entity that they insure and when the insurance company violates this covenant of good faith by failing to pay for a covered claim, the insured may sue for the insurance company’s breach of its duty to cover the claim.

If you believe you have a bad faith claim, Mr. Gourde can assist you by reviewing your policy, determining coverage, and investigating whether or not the insurance company denied or handled the claim properly.  Because the laws that regulate insurance litigation can be complex, it is important to retain an attorney who is well-versed in this area.  In the recent years, Mr. Gourde has represented many individuals regarding insurance coverage matters and has handled bad faith litigation involving a wide variety of claims arising out of numerous types of policies, including commercial general liability policies, company director and officer liability policies, property and casualty policies, and life and disability insurance policies.

If you have any questions about insurance coverage and bad faith, please contact Mr. Gourde at (949) 825-6525.


Thomas L. Gourde, Partner - Ray & Gourde, LLP
111 Pacifica, Suite 120 - Irvine, CA 92618
(949) 825-6525 - Fax: (949) 825-6544 - Email: